TN Cooperative Bank Syllabus 2025, Exam Pattern and Syllabus PDF

Tamil Nadu Cooperative Bank (Institutions / District Central) has released TN Cooperative Bank Syllabus 2025 along with the official notification on its official website, https://rcs.tn.gov.in/. Candidates who are preparing for this exam should carefully go through the syllabus and exam pattern to understand how the exam questions will be prepared from various subjects. The exam covers subjects like Cooperative Management, Cooperative Credit & Banking, Cooperative Accounting, MIS and Computer Application/Computer Fundamentals, General Studies, and Tamil Language.

TN Cooperative Bank Syllabus and Exam Pattern 2025

The Tamil Nadu Cooperative Bank has released 2513 vacancies under TN Cooperative Bank Assistant Recruitment 2025 and will conduct the exam to hire candidates for various posts like Assistant, Junior Assistant, Clerk, and Supervisor. Candidates should carefully study and understand the updated TN Cooperative Bank syllabus 2025 for the written exam as explained in the article below.

TN Cooperative Bank Exam Pattern 2025

Candidates will go through a selection process consisting of two stages: a written exam and an interview. The written exam holds the major weightage of 85% in the selection, and the remaining the interview, 15%. For the written examination:

• The question paper will be in both English and Tamil.
• There will be 200 Objective questions asked in the examination
• The total marks for the exam are 170.
• There will be negative marking of 0.25 marks.
• The duration of the Exam is 3 hours.

TN Cooperative Bank Syllabus 2025

To succeed in the TN Cooperative Bank Exam, candidates must understand the topics along with the concepts that will be covered in the examination. Having a strong grasp of these subjects is essential for effective preparation and scoring well in the exam. Below we have shared the Tamil Nadu Cooperative Bank Syllabus 2025 along with the detailed topics.

1. TN Cooperative Bank Syllabus for Cooperative Management

A. Evolution of Cooperative Movement

• Concept & Definition: ICA Definition of Cooperation
• Principles of Cooperation: 1937 (London), 1966 (Paris), 1995 (Manchester)
• Cooperative Values: Self-help, Self-responsibility, Democracy, Equality, Equity, Solidarity

B. Pioneers of Cooperative Movement

• India: P.T. Theagaraya, P.S. Kumarasamy Raja, Dr. P. Natesan, K.A. Nachiappa Gounder, M.P. Nachimuthu, P.S. Rajagopal Naidu, K.S. Subramania Gounder
• Abroad: Robert Owen, Charles Fourier, Dr. William King, Schulze, Raiffeisen, Rochdale Pioneers

C. Cooperative Movement in India

• Pre-Independence (1875–1946): Nicholson Reports (1895, 1897), Maclagan Committee (1914), Royal Commission (1928), Cooperative Planning Committee (1946)
• Post-Independence (1947–1990): Five-Year Plans (1951–2017), NCDC (1963), Committees: Ram Niwas Mirdha (1965), B. Venkatappiah (1969), A.M. Khusro (1989)
• Post Economic Reforms (1990+): Narasimham Committee (1998), Vaidyanathan Task Force (2005)

D. Cooperative Movement Abroad

• Germany – Raiffeisen & Schulze societies
• UK – Rochdale Pioneers, Cooperative Unions
• Denmark – Dairy, Egg & Bacon cooperatives
• Japan – Agri, Fishing, Industrial cooperatives
• USA – Marketing, Rural Service, Healthcare coops
• Italy – People’s Banks, Rural Banks
• France – Agri, Workers, Fisheries cooperatives
• Israel – Kibbutzim, Moshavim
• Sweden – KooperativeForbundet, Burial Societies
• China – Industrial & Credit Cooperatives

E. Cooperative Law

• Evolution of Cooperative Legislation:
• Key Acts: 1904, 1912, 1961, 1983, 2002, 2011 (97th Amendment)
• Key Committees: Edward Law (1901), A.D. Gorwala (1954), Brahm Prakash (1991)
• TNSCS Act 1983 – Important Sections: Registration (Sec 8-10), Bylaws (Sec 11), Membership (Sec 21), Management (Sec 32), Disposal of Profits (Sec 72), Disputes (Sec 90), etc.
• Allied Laws: IPC, Gratuity Act, Bonus Act, NI Act, Shops & Establishments Act, etc.

F. Cooperative Management

• Functions & Levels of Management
• Decision Making (Individual & Group)
• Features of Cooperative vs. Private Management
• Management of Cooperatives
• Credit (Rural/Urban), Non-Credit (Dairy, Weavers, Housing, etc.)
• Functional Areas: Marketing, HR, Production, Financial, Office Management

G. Cooperative Education & Training

• Importance of training for members/employees
• Training Institutions (State & National)

H. Cooperative Administration

• Structure & Role: Registrar, Secretary, Manager, Board of Directors, MD/CEOs
• Meetings: AGM, SGM, Roles of General Body
• Elections: Authority, Disqualification, Conduct, Reservations, Offences, Postponement

2. Tamil Nadu Cooperative Bank Syllabus for Cooperative Credit & Banking

A. Cooperative Credit

• Definition & Types – Short, Medium, Long-Term
• Importance of Agricultural Credit
• Structure

1. Federal/Unitary/Mixed
2. Integration of credit systems (Single Window)

• Institutions: PACCS, DCCBs, SCBs, NABARD
• Credit Innovations: KCC, SAA, BDP, DAP, Break-even Analysis
• Priority Sector Lending: SHGs, JLGs, Artisans, Weaker Sections

B. Role of NABARD

• Genesis, Objectives, Refinance Procedures
• Financial Inclusion, SHGs, ACABC, etc.

C. Cooperative Banking

• Definitions and Comparisons
• Commercial Banks vs Cooperative Banks
• Banking Operations
• Account Types, Loans, Deposits, Lending Procedures
• Fund Management: Yield, Risk, Margins, Cost, Break-even, Consortium Advances
• NPA & Recovery
• SARFAESI Act, DRT, Asset Classification
• Acts:NI Act (1881), BR Act (1949), KYC, AML, RBI Circulars, CRR (Sec 18), SLR (Sec 24)
• Banking Services: ATM, RTGS, NEFT, IFSC, Cheque Truncation, etc.
• Supervision: Inspection, Guidelines by RBI

3. TN Cooperative Bank Syllabus for Cooperative Accounting

A. Commerce Basics

• Definition, Types, Functions, Globalization, WTO

B. Accounting Principles

• Concepts: Dual Aspect, Going Concern, Cost, Accrual, etc.
• Conventions

C. Double Entry System

• Journal, Ledger, Cash Book, Day Book, Trial Balance

D. Final Accounts

• Trading, Profit & Loss, Balance Sheet, Adjustments

E. Cooperative Accounting

• Unique Features
• Final Accounts for Cooperatives
• Net Profit Distribution, Reserve Creation
• Computerized Accounting

4. Tamil Nadu Cooperative Bank Syllabus for MIS & Computer Applications

A. Computer Fundamentals

• Hardware, Software, Memory, Generations
• Viruses, OS Concepts

B. MIS

• Role & Importance, Types, ERP, CRM, SCM
• DSS, BI, KM, Security & Ethical Issues

C. MS Office Applications

• Word: Mail Merge, Formatting, Headers, Printing
• Excel: Charts, Formulas, Data Analysis, Goal Seek
• PowerPoint: Design, Transitions, Animations

D. IT Enabled Services

• Networks: LAN, WAN, FTP, Email
• E-tech: E-commerce, RTGS, NEFT, CBS
• Cyber Security: DNS, Digital Signature, Mobile Computing

5. TN Cooperative Bank Syllabus for General Studies

• General Science: Physics, Chemistry, Botany, Zoology
• Current Affairs: National/International, Government Schemes, Science Inventions
• Geography: Earth, Solar System, Climate, Water Resources, Natural Calamities, Pollution
• Indian History: Ancient to Modern India, Tamil Nadu History, Social Reform Movements
• Indian Polity: Constitution, Union-State Relations, Judiciary, RTI, Consumer Protection
• Indian Economy: Five-Year Plans, Agriculture, Industry, FDI, WTO, Sustainable Growth
• National Movement: Freedom Struggle, Gandhi Era, Role of Tamil Nadu, Partition
• Aptitude & Mental Ability: Quantitative Skills, Data Interpretation, Logical Reasoning, Series & Puzzles

TN Cooperative Bank Syllabus PDF

Candidates can download the Tamil Nadu Cooperative Bank Syllabus PDF from the official website or from the link shared below. Click the link and check complete sets of topics for the written examination.

Tamil Nadu Cooperative Bank Syllabus 2025- Click to Download