The Institute of Banking Personnel Selection (IBPS) is responsible for conducting the IBPS RRB exam to recruit candidates for Probationary Officers (PO) posts in various regional rural banks across India. Candidates appointed for the post of PO will receive attractive salary packages, allowances, and job security. Candidates planning to appear in the IBPS RRB PO exam must be familiar with the salary and job requirements to avoid any confusion after the appointment.
RRB PO Basic Pay and Salary Structure
The Institute of Banking Personnel Selection (IBPS) has revised the salary structure for RRB PO posts in 2025. As per the Revised IBPS RRB Salary 2025, the initial basic pay for appointed candidates for Probationary Officers (Officer Scale 1) posts is Rs. 48,480. The salary structure is based on the 10th Bipartite Settlement, and the pay scale for an Officer Scale I is:
- Officer Scale I: Rs. 48,480 – 1,490/7 – 58910- 1,740/2 – 62390 – 1,990/7 – 76320
This indicates that the initial basic pay is INR 48,480, and after annual increments over the years, the maximum basic pay can reach up to Rs. 63,840.
IBPS RRB PO In-hand Salary
The in-hand salary of an IBPS RRB 2025, after all the deductions and inclusion is approximately Rs. 74561 per month, wherein the gross salary is around Rs. 80437. This can vary based on the place of posting and other factors. Furthermore, various perks and benefits further enhance the attractiveness of this job, making it a sought-after position for banking aspirants.
| IBPS RRB PO Salary Structure [Revised] | |
| Parameters | Amount (Rs.) |
| Basic Pay | Rs. 48480 |
| SPL Allow | Rs. 15571 |
| DA Amount | Rs. 10278 |
| HRA Amount | Rs. 3878 |
| Location Allowance | Rs. 1200 |
| Learning Allowance | Rs. 1030 |
| Contribution to NPS | Rs. 5876 |
| Gross Pay | Rs. 80437 |
| Deduction | Rs. 5876 |
| Net Salary | Rs. 74561 |
Components of Officer Scale 1 Salary
Basic Pay: The fundamental component of the salary, starting at Rs. 48480.
Dearness Allowance (DA): This is a cost of living adjustment allowance and is currently around 17.47% of the basic pay.
House Rent Allowance (HRA): This varies depending on the posting location:
- Rural Areas: 5% of the basic pay
- Semi-urban Areas: 7.5% of the basic pay
- Urban Areas: 10% of the basic pay
Special Allowance: This is 7.75% of the basic pay.
Other Allowances: Include transport allowance, medical allowance, etc.
Below is the attached salary slip of an IBPS RRB Officer Scale I Officer-
RRB PO Perks and Benefits
- Leased Accommodation: In some cases, RRB POs can avail of leased accommodation instead of HRA.
- Travel Allowance: Reimbursement of travel expenses for official purposes.
- Medical Reimbursement: Provision for medical reimbursement for the officer and their family.
- Leave Policy: Includes casual leave, medical leave, maternity/paternity leave, etc.
- Other Benefits: Pension schemes, newspaper allowances, conveyance allowances, and coverage under the New Pension Scheme (NPS).
IBPS RRB PO Career Growth
The career ladder for an IBPS RRB PO offers ample growth opportunities for the candidates who are selected for Probationary Officer (Scale 1). The hierarchy for career advancement is as follows:
Officer Scale-I (Probationary Officer)
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Officer Scale-II (Manager): Promotion usually after 3-4 years of service
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Officer Scale III (Senior Manager): Promotion after 5-6 years of service as Officer Scale II
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Chief Manager
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Assistant General Manager (AGM)
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Deputy General Manager (DGM)
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General Manager (GM)
Conclusion
The IBPS RRB PO post offers a lucrative salary package coupled with various allowances, benefits, and a clear path for career advancement. The salary structure, starting with a basic pay of Rs. 48480/- and inclusive of various allowances, ensures a comfortable lifestyle. Furthermore, various perks and benefits further enhance the attractiveness of this job, making it a sought-after position for banking aspirants.
